数字货币发展前景展望

Abstract

Judging from the history of currency development, the development process of currency is constantly evolving and changing with the development of science and technology and changes in social systems. In this process, the currency form has undergone electronic, virtual anddigital transformations. . Technological innovation is the driving force of social development and also promotes the change of currency. In the past 30 years, due to the rapid development of information technology and the popularization and application of the Internet, e-commerce, egovernment, and digital economy have accounted for an increasing proportion of social activities. At the same time, people’s reliance on physical paper money and metal money has gradually decreased, and financial electronic and digitalization have become the main characteristics and trends of modern financial development. At present, China is building a modern economic system. It needs to grasp the broad prospects and positive effects of digital currency development, accelerate the research and development of legal digital currency, and strive to improve the digital currency service in terms of technological innovation, scenario expansion, regulatory optimization and international cooperation. Forward-looking, inclusive, safe and open.